Wednesday, March 23, 2016Community association management companies should insist that their customers carry a workers’ compensation policy, whether they are employees or not. Here's an example: Heiman v. CA Workers’ Compensation Appeals Board (2007) 149 Cal.App.4th 724 Here’s the Case Fact Pattern: READ MORE >>
Tuesday, March 22, 2016A smart home system could be one of the best investments you make in your home and your lifestyle. Not only can it make managing your home easier to do, but it can also help reduce your home insurance premium and overall loss risks. READ MORE >>
Tuesday, March 15, 2016This is a great question for condo owners in the Florida area. If you'd like us to review your policy for appropriate coverage, contact us today. Q: My wife and I are senior citizens and own a condominium unit. After the hurricanes of 2004 and 2005, our condominium used insurance proceeds to replace windows and sliding doors. READ MORE >>
Wednesday, February 24, 2016Your wedding is right around the corner and all you can think about are the changes that will now take place throughout your life. You may be thinking about how you will share furniture and who will park where in the driveway. Don't forget to take a closer look at your health insurance. READ MORE >>
Monday, February 8, 2016Did you know, according to the Community Association Institute, the number of community associations in the U.S., including homeowners associations, condo communities and cooperatives, grew from approximately 222,500 in 2000 to 333,600 in 2014, with condo communities representing up to 45%. READ MORE >>
Friday, January 22, 2016Auto insurance is a must both for legal requirements and because it can help to protect your investment. However, many people don't realize that they can reduce their car insurance rates by making key decisions about their investment. READ MORE >>
Wednesday, December 16, 2015Unlike whole life insurance, term life insurance covers a specific number of years. This duration of time depends on the policy you select. It may be for five, 10, 20 or more years. When shopping for policies, you'll find this type of life insurance tends to be less expensive than whole life insurance, which remains in place as long as you continue to make payments on it. READ MORE >>
Thursday, November 19, 2015As a business owner, you know the risks associated with operating a company. Fire could damage your property. You could face problems related to theft. Or, a customer may get injured on business property. But, what about crime? Can your insurance provider offer any type of compensation or support to your company for crime? READ MORE >>
Monday, October 19, 2015Home insurance transfers the risk of personal loss and liability from the homeowner to the insurance company. If you have a mortgage on your house, your lender will almost certainly require you to have the proper insurance. Even if you don't have a mortgage and own your home free-and-clear, it is still a wise decision to have your home insured. READ MORE >>
Monday, September 21, 2015Business insurance policies protect decision makers and companies from a variety of threats. As the business climate evolves, so do coverage needs. Intellectual property (IP) itself has become increasingly critical. Your business requires enhanced protection, both in physical and digital realms. READ MORE >>
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